Cape Coral’s Housing Market 2025: Why Mortgage Lending is Rising as Prices Adjust

Cape Coral Housing Market 2025: Why Priceless Realty Clients Are Moving Forward with Confidence

At Priceless Realty, we know the Cape Coral housing market better than anyone. While national headlines talk about slowing demand and higher interest rates, our local experience tells a much different story. Right here in Cape Coral, Florida, activity is picking up—especially when it comes to mortgage lending.

That’s thanks in part to our affiliated company, Fairview Lending, Cape Coral’s highest-rated mortgage broker. Their team is helping more homebuyers get approved, and the numbers speak for themselves.

Mortgage Lending in Cape Coral is Surging

According to ATTOM’s Q1 2025 U.S. Residential Property Mortgage Origination Report, Cape Coral saw a 23.1% increase in mortgage originations this quarter—outperforming the national market, where lending dropped 14%.

Even more impressive, home purchase loans rose 28.5% locally, while nationwide, purchase loans fell 20%. This means that while much of the country is cooling, Cape Coral real estate is still attracting strong buyer interest.

Why Buyers Are Acting Now in Cape Coral

For many who have been sitting on the fence, this is the right time to make a move:

• Prices Are Cooling – After years of rapid growth, Cape Coral home prices are adjusting, giving buyers more negotiating power.
• Mortgages Are Moving – With Fairview Lending helping more families secure financing, buyers aren’t waiting—they’re moving forward.
• Inventory is Opening Up – More homes for sale across Cape Coral and Southwest Florida mean more options for buyers and investors.

At Priceless Realty, we’re seeing more motivated buyers making offers now because they recognize the opportunity in front of them.

Priceless Realty + Fairview Lending: Your One-Stop Advantage

Buying in today’s Cape Coral real estate market is about timing and teamwork. At Priceless Realty, our agents focus on helping you find the right home, while our partners at Fairview Lending ensure you get the best financing options available—from VA and FHA loans to construction loans for building your dream home.

Together, we make the process seamless. When you work with us, you don’t just get a real estate agent—you get a full team supporting you from property search to closing table.

👉 Bottom Line: The Cape Coral housing market is alive with opportunity. Mortgage activity is rising, home prices are adjusting, and motivated buyers are stepping in. If you’ve been waiting, now is the time to connect with Priceless Realty and Fairview Lending to secure your next home in Southwest Florida.

📍 Priceless Realty
1425 Del Prado Boulevard South, Unit C
Cape Coral, Florida 33990

239-573-1415

PricelessRealtyFlorida.com